Please contact ISI for Residency and/or membership requirements for all products listed.

Long Term Disability
Available to Members Waiting periods available from 30 to 180 days Benefits of up to $10,000 per month available Benefits paid to age 65, if disabled before age 63 “Your Occupation” definition of disability included Benefits payable for up to two years or to age 70, if disabled at age 63 or after Underwritten by Hartford Life and Accident Insurance Company
Simplified Issue 65/3 Accident and Sickness Disability
Available to Members, Member spouses and Member employees Benefits of up to $4,000 per month paid if insured is unable to work in own occupation Simplified Issue short form medical application Benefits payable to age 65 for accidents and for 3 years for sickness Coverage extends to age 70 Underwritten by Hartford Life and Accident Insurance Company
Simplified Issue 2/2 Accident and Sickness Disability
Available to Members, Member spouses and Member employees Benefits of up to $4,000 per month paid if insured is unable to work in own occupation Simplified Issue short form medical application Benefits are payable for up to 2 years for a covered accident or sickness Coverage is effective to age 70 Underwritten by Hartford Life and Accident Insurance Company
Guaranteed Acceptance Accident Only Disability
Available to Members, Member spouses and Member employees Guaranteed medical acceptance Benefits up to $5,000 per month paid if insured is unable to work in own occupation Benefits payable for up to two years following a 30, 60, or 90 day waiting period Underwritten by Hartford Life and Accident Insurance Company
Comprehensive Accident Coverage
Available to Members, Member spouses and Member employees Two Plans (50/50/500 Plan & 100/100/1,000 Plan) available In the event of Total Disability due to an Injury, policy pays a $500/$1,000 monthly disability income benefit for up to 1 year In the event of death by accident, policy pays a $50,000/$100,000 benefit to the named beneficiary In the event of hospital confinement due to an accident, the policy payhs $50/$100 per day for up to 500 days Underwritten by Hartford Life and Accident Insurance Company
Business Overhead Expense
Available to Members Benefits payable for up to two years or to age 70 Covers up to $10,000 per month of actual office expenses if unable to work in own occupation Underwritten by Hartford Life and Accident Insurance Company
Group Term Life
Available to Members, Member spouses, Member employees, and employee spouses Availability of up to $100,000 of Simplified Issue coverage Availability of up to $1,000,000 of coverage with full underwriting Underwritten by Hartford Life and Accident Insurance Company
Ten Year Level Term Life
Available to Members and Member spouses Availability of up to $250,000 of coverage Level Issue Age premiums for 10 years Guaranteed coverage for 10 years Underwritten by Hartford Life and Accident Insurance Company
Individual Term Life
Available to Members and Member spouses Availability of up to $100,000 of Simplified Issue life insurance for Members during specific enrollment periods Coverage up to $1,000,000 available to eligible Members and Member spouses with full underwriting Policies issued individually, owned and controlled by the insured Underwritten by ReliaStar Life Insurance Company, a member of the ING family of companies
Ten Year Group Term Life
Available to Members and Member spouses Availability of $200,000 to $1,000,000 in coverage Premiums may stay level for up to 10 years Coverage will not reduce during the level term period Underwritten by ReliaStar Life Insurance Company, a member of the ING family of companies
Twenty Year Term Life
Available to Members and Member spouses Availability of $200,000 to $1,000,000 in coverage Premiums may stay level for up to 20 years Coverage will not reduce during the level term period Underwritten by ReliaStar Life Insurance Company, a member of the ING family of companies
Lawyers Professional Liability
Experienced sales and service departments Reputable carriers with financial strength, longevity, and superior ratings Knowledgeable claims management Carrier recommendation determined by need and budget
Employment Practices Liability
Protection for an employer against claims made by employees, former employees, or potential employees Provides extensive coverage for Sexual Harassment, Discrimination and Wrongful Termination claims Covers firms, their Directors and their Offices Carrier recommendation determined by need and budget
Business Office Package
Available to Members Provides a blanket limit of $250,000 for six key coverages Provides coverage for your Law Library, Fine Arts Collection, Computers & Media, Accounts Receivable, Employee Dishonesty, Valuable Papers & Records, Building & Business Personal Property, and Business Liability Underwritten by Hartford Life and Accident Insurance Company
Workers Compensation
Available to Members 24-hour, seven days a week access to claims reporting facility State of the art managed care and Return-to-Work program Underwritten by Hartford Life and Accident Insurance Company
Long Term Care
Available for Members and their families Discounts of 5-10% from multiple carriers Issue after age 18 Customize benefits Click Here Visit Our LTC website.
Medicare Supplement
Members can access an important Medicare Supplement Insurance Plan that may reduce out of pocket health care expenses not covered by Medicare. The Alabama State Bar Medicare Supplement Insurance Plan allows members to take advantage of affordable group rates, excellent customer service and coverage by a consistently highly rated insurance company. The Plan offers: No network restriction on doctors and hospitals Health insurance to help pay the “gaps” or costs you must pay that are not covered by Medicare Guaranteed acceptance into the plan of your choice, with no medical exam to take and no health questions to answer Secure this essential coverage now and reduce out of pocket health care expenses not covered by Medicare. Find out more: Simply call 1-800-752-9797, Monday through Friday, between 8:30 a.m. and 6:00 p.m. to request your free Medicare Supplement Insurance Plan information kit. Underwritten by Monumental Life Insurance Company, Baltimore, MD